Turning Retirement Plans Into Tax Savings
- Cost reductions of over 90%
- Net-zero or better plans
- Real client data
At PlanForge Consulting, our results speak for themselves. By combining the tax advantages of recent legislation — including the SECURE Act 2.0 — with smart plan design, we’ve helped business owners reduce 401(k) costs by over 90%. In many cases, net costs drop to zero or even turn into savings. These are real results, based on real businesses like yours.
Example
A 22-employee business implemented a 2% profit share. After credits, deductions, and forfeitures, the owner’s net cost was –$282.55 — tax savings more than covered the entire plan.
Savings
Another business with 36 employees cut their 401(k) implementation cost from nearly $20, 000 down to $1, 631.93, a 91.8% savings.
Impact
Every illustration we create is based on your real W-2 data or ownership questionnaires, so you can see the actual impact for your business — not estimates or guesswork.
Results
See how much your business can save with a free custom 401(k) illustration
Client Success Stories
What happens when you pay your people, not the IRS: real outcomes from real businesses.
Ready to Cut Retirement Costs and Save Thousands?
Unlock $265,000 in Tax Credits
Access up to $265,000+ in SECURE Act 2.0 small-business credits by launching a 401(k) (with auto-enroll). Combine credits with tax deductions to lower employer net cost—often to net-zero. Don’t leave money on the table.
Retain Top Talent
Boost loyalty & retention with a 401(k) that shows you invest in your people. Add auto-enroll and right-sized match/profit-share options to fit your budget and drive participation.
Don’t Miss Year-End Savings
The best time to start is now. Launching this year helps you capture current-year credits & deductions. Plans started in Aug–Dec can still qualify— we manage the timeline so you don’t miss deadlines.
Don’t Miss Year-End Savings
The best time to start is now. Launching this year helps you capture current-year credits & deductions. Plans started in Aug–Dec can still qualify— we’ll map the deadlines and give you a file-ready checklist so you don’t miss out.
Get in Touch
Contact Planforge Consulting
We’re here to help small business owners implement cost-effective 401(k) plans. Schedule a free consultation or submit last year’s W-2s for a custom quote today.
Schedule a Free Consultation
Discover how much you could save on your retirement plan. Schedule your free consultation now or call us at 214-908-2310.
Submit W-2s or Questionnaire
Upload your last year's W‑2s or fill out our Owner questionnaire to receive a personalized illustration of your potential savings.
Reach Out Directly
Have questions or interested in partnership opportunities? Contact us by email at Partnerships@PlanForge401k.com or complete our 3-minute Partnership Form. We're happy to assist you.
