The Net-Zero Cost 401(k): A Game Changer for Small Businesses

Many small business owners are hesitant to offer 401(k) plans due to perceived costs. However, Planforge Consulting has developed a unique approach to 401(k) plan design that often results in a net-zero cost solution. This innovative approach leverages the latest tax laws and regulations to maximize available tax credits and deductions, minimizing the financial burden on your business. Our team of experts meticulously analyzes your specific business needs to design a 401(k) plan that aligns perfectly with your goals. We leverage the latest SECURE Act 2.0 provisions to identify and claim every available tax credit and deduction. This meticulous approach ensures that your plan is not only effective but also cost-efficient, often resulting in a net-zero cost solution. We understand that every business is unique, and we tailor our strategies to meet your specific requirements. By partnering with Planforge Consulting, you can focus on running your business while we handle the complexities of retirement planning. We provide ongoing support and guidance, ensuring your plan remains compliant with ever-changing regulations. Our commitment to transparency and clear communication ensures you’re always informed about the progress of your plan. We believe that a well-structured 401(k) plan is an investment in your business’s future, and we’re dedicated to helping you achieve that goal.