Your business can fund your future.
A PlanForge self-directed Solo 401(k) lets you save from your pay as the employee and add profit sharing as the business. Together, your contributions and business profit sharing can create a powerful opportunity to build wealth.
Here is what it looks like for an owner paid $190,000 in W-2 wages, and for an owner and spouse each paid $190,000. Two pages each, and then you will know whether it is worth a conversation.
An S corporation owner age 45 (and a spouse age 45) at year-end, each a W-2 employee paid $190,000 for real work, with no other plan contributions this year and all contributions pre-tax. Profit sharing is 25% of pay. Tax savings use a 32% individual and employer effective rate for current federal and state income tax, excluding payroll tax and QBI. 2026 IRS limits (IRS Notice 2025-67). Your figures depend on your pay, age, business and plan. Not tax advice. Actual results vary.
Real assets with financing, and early access to eligible Roth dollars. See what your own numbers make possible.
Guided by Nick Moore, CFP®. A real advisor. Not a call center.
